Car accidents, slip & fall (caused by an unsafe or defective condition of someone’s property/premises liability), medical malpractice, defamation, dog bites, and assault are six most common situations where you can consider filing a lawsuit against the person whom you suspect to be liable for your injuries. Another case is when your insurance company denies your injury claim, although you are sure that it is supposed to be covered by the policy. The term for this is insurance bad faith.
Now that you’ve understood the basics let us get into more details.
Consult Your Insurance First
Even though we mentioned insurance bad faith, it does not happen that common. An insurance company that is legally proven to be in bad faith against their clients can lose their reputation. Therefore, insurance is still the best protection you can get for unexpected misfortunes, some of which may lead to personal injuries.
If you are insured, your insurer may pay for your losses in return for you not pursuing a lawsuit in the court. If you think that your case can be tolerable, then this can be your best way to stay out of trouble. Getting compensated through a lawsuit can take months and even years, not to mention the possibility of you losing the case.
See a Lawyer
You don’t have to pay for your lawyer upfront, you know? With an agreement of contingency fees, you pay only if the case reaches a solution favorable to you. Another option is to offer the lower percentage of your settlement, which is usually around one-third of it. Here, you’ll begin to see that if you want your case to be brought to the court, it’s all about winning or losing. And this is why you should entrust your case only to those who had a pretty good experience (specifically w offices based in Brooklyn).
Know the Types of “Damages” That Can Be Included in Your Settlement
There are two primary groups of injury compensation: general damages and special damages. The first is also named as “non-economic” damages as the term covers harm and losses that can’t be quantified. Loss of enjoyment of life, lost companionship, and disfigurement are included in this category.
Second, special/economic damages are losses that can easily be observed. Medical bills, lost wages, lost income opportunity, and property damages are the example. And as you may have guessed, this type of damages is easier to prove in the court than the general losses.