Everything You Should Know About a Personal Injury Lawsuit

Car accidents, slip & fall (caused by an unsafe or defective condition of someone’s property/premises liability), medical malpractice, defamation, dog bites, and assault are six most common situations where you can consider filing a lawsuit against the person whom you suspect to be liable for your injuries. Another case is when your insurance company denies your injury claim, although you are sure that it is supposed to be covered by the policy. The term for this is insurance bad faith.

Now that you’ve understood the basics let us get into more details. 

Consult Your Insurance First

Even though we mentioned insurance bad faith, it does not happen that common. An insurance company that is legally proven to be in bad faith against their clients can lose their reputation. Therefore, insurance is still the best protection you can get for unexpected misfortunes, some of which may lead to personal injuries. 

If you are insured, your insurer may pay for your losses in return for you not pursuing a lawsuit in the court. If you think that your case can be tolerable, then this can be your best way to stay out of trouble. Getting compensated through a lawsuit can take months and even years, not to mention the possibility of you losing the case. 

See a Lawyer

You don’t have to pay for your lawyer upfront, you know? With an agreement of contingency fees, you pay only if the case reaches a solution favorable to you. Another option is to offer the lower percentage of your settlement, which is usually around one-third of it. Here, you’ll begin to see that if you want your case to be brought to the court, it’s all about winning or losing. And this is why you should entrust your case only to those who had a pretty good experience (specifically w offices based in Brooklyn)

Know the Types of “Damages” That Can Be Included in Your Settlement

There are two primary groups of injury compensation: general damages and special damages. The first is also named as “non-economic” damages as the term covers harm and losses that can’t be quantified. Loss of enjoyment of life, lost companionship, and disfigurement are included in this category. 

Second, special/economic damages are losses that can easily be observed. Medical bills, lost wages, lost income opportunity, and property damages are the example. And as you may have guessed, this type of damages is easier to prove in the court than the general losses. 

Judges hammer

Seven Hints to Pick The Right Lemon Law Attorney

If you have a lemon case, then you need a lemon law attorney to help you. However, not all lemon law attorneys are created equal, and that is why you must take your time to make the right decision. Some laws like the lemon law are very complicated, and that is why it’s a grand idea that you get an attorney that knows the ins and outs of lemon law. Presented below are some pointers to help you pick the right lemon law attorney to represent you in court.


Make sure that you do thorough research before settling for any lemon law specialist. Check out a few lawyers around your area to discover those that have an excellent standing. Take your time to go online and have a closer look at their websites. Go through the reviews and gather all the information that you need.


After researching about the lemon law attorneys in your area, you should shortlist the possible candidates for the job. You can use criteria like success rate and reputation to build your list. You should pick from three or four of the candidates that you shortlist.

Consider Location

Another key element to putting into contemplation when searching for a lemon law expert is their location. The lemon law attorney that you select should be based near your residence so that you have an easy time exchanging the necessary information. If you pick a lemon law attorney that lives miles away from your residence, then you might have a challenging time exchanging information that might help you win your case.


Choose to work with an experienced lemon law lawyer if you want to raise the odds of winning your case. A lemon law specialist that is fresh from campus might not be the best pick even if they have studies lots of cases. An excellent lemon law attorney has the expertise that is required in handling and winning lemon cases.


It’s advisable that you work with a lemon lawyer that has been suggested by your friends, relatives or clients. A good lemon law attorney should not necessarily have been the best in law school. Instead, they should have passed the bar. Working with such a lawyer will give you peace of mind since you will know that you are being represented genuinely and wholeheartedly.


currency notes and coins Cost

Next, the lemon law attorney you pick should not ask for lots of cash to help you win your case. Get quoted from the lawyers that you have shortlisted for the job and select one that you think will offer you value for the money that you spend. Gone are the heydays when you had to burn a hole in your pocket to get a lemon law attorney for your case.


Lastly, you should only work with lemon law professionals that have been certified to do their job. It’s a grand idea that you verify the credentials of the lemon law attorney that you want to select. Avoid lawyers that are not certified as they are not the right people to give you the legal representation that you need.

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Best Hotels around Binghamton, New York

If you find yourself in Binghamton New York, it would be essential that you find a good and affordable place to stay. If you are on tour there, there are different things to do and places to visit that may make your stay there really enjoyable. When selecting for a place to stay, you will have to choose between a motel and a hotel. As you may know, motels will be cheaper than hotels. It is, however, good to note that the stay at a hotel is far more preferable to a motel. It is therefore important to carry out your research on the best places where you will get most, if not all the services that a hotel has to offer at an affordable price.


passport on suitcase Why Visit Binghamton?

There are some reasons why one would want to visit Binghamton town. First, the town is located in Broome county which is very close to the Pennsylvanian Boarder. This city is not only a rich cultural but also a historical center. There is a lot that visitors will learn about the history of the city and the areas surrounding it. It is especially interesting for those that are so much into history as there is also a museum, Roberson Museum. There are also some old buildings remaining which date as early as the time the town was established, for instance, the New York inebriate asylum. Those interested in early architectural designs will have a lot to learn.

If you have your kids with you, there are so many fun-filled activities for them to do and great places to visit. Some of these amazing places include the Roberson Museum and Science center that is complete with a planetarium. There is also the Binghamton zoo that is located in Ross Park. There is also a recreational park in the area. The beauty of all this is that there are hotels close to the area which means that you will not be inconvenienced during your stay in Binghamton. All that you need to do is ensure that you book those that are within your budget range.


Best Hotels around New York

There are some hotels that you will get to enjoy in New York. One of such is the Candlewood Suites Vestal. It has some of the best ratings and one of the most affordable hotels in the area. To get the hotels with the lowest rates, you may want to check out some websites like hotel.com. These will offer you more details about the pricing and the different packages that are available. Other alternatives that you may want to look into include; the Microtel Inn & Suites, Glenmary Inn and the Park House Bed and breakfast. Some of these will go as low as $50 per night. This is one of the best deals that you will get with most hotels.


As seen from above, there is a lot that one can enjoy in New York, specifically Binghamton. There are also hotels that are quite affordable, and this should be an encouragement for anyone who wants to try visiting these places. There are far more things to do and places to visit, and the best way to experience it all is by visiting and experiencing it firsthand.

Credit counseling

Having Problems With Your Debts? – Seek A Free Debt Advice


If you are having difficulties paying off your debts, know that you are not alone. These days, there are lots of people who are faced with the same situation. However, if your debt has gone out of hand, you can seek help in the form of a good debt advice charity service. These money and debt advisors will help you choose from a wide range of solutions, which will help you in handling your debts.

Can you get a free debt advice?

debt document Before you start looking for a great debt advice, you should know that there are plenty of advice sources out there, some of which are free, some of which are not. A debt advice is free of charge only if it does not lead to a solution. Therefore, if you get a debt advice that recommends you to just follow your budget, it will be free. However, if you get a debt advice that leads you to a solution that requires a certain fee, then the advice will be charged. Keep in mind that a debt solution will be recommended only if your debt advisor comes to the conclusion that it is necessary.

Where can you get a free debt advice?

You can get a charge-free debt advice from some sources. For starters, you can check out certain universities, which have accounting or economics departments that can offer free advice. You can also look for government-backed, charity foundations, which operate in almost every city and specialize in offering debt advice. Last, but not least, you can also check numerous credit unions and banks, whose customer service representatives can provide you with free debt advice. This is recommended if you are a long-term client of a certain bank or financial institution.

How can a debt advisor be of help?

In simple words, a debt advice is nothing more than advice that you can get from a debt advisor in case you are incapable of properly handling your finances. Initially, a debt advisor will provide you with sound tips in regards to your budget. These will help you learn how to manage and pay off your debts with your savings and better manage your finances. By getting a better understanding of your budgeting, you will also learn how to understand and control your financial situation. Simply put, this way, you will learn how to accurately track the flow of your money and conduct financial planning in greater detail.

Alternative solutions

the word debt In case the free budgeting and debt advice are not of any substantial help when it comes to handling your debts, your debt advisor will most likely proceed by familiarizing you with how you can try out various debt solutions and negotiate with your creditors. In most cases, an advisor will try to guide you through the process of creditor negotiations and debt arrangements.

As you can see, facing and handling your debts is not something you must do on your own. If you find it too difficult to manage and repay your debts, you can always rely on the help in the form of debt advice providers, who will provide this service free of charge or for a small fee.

Judges hammer

Top Reasons To Hire A DUI Attorney

If you have been arrested for DUI or DWI, it is necessary to hire a qualified DUI attorney. In fact, it should be the first thing to do to make your case easy. A professional attorney will offer you the legal help you need. He or she will be your advocate and will work in your interests to ensure you are not convicted of DUI or get a less sentence. There are different reasons for hiring a dui attorney if you have been arrested for driving while on drugs or driving when drunk.

Why hire DUI lawyer

DUI charges have serious consequences and penalties

If you are car keys and glass of alcohol charged with DUI, you are likely to go to jail. It does not matter whether it is the first offense you have committed. The consequences can have a serious impact on your life. For instance, an insurance company may deny you an insurance coverage. Thus, you will be required to purchase high-risk insurance cover that is extremely expensive. Also, your driving may be revoked.

You can avoid such dire consequences by seeking legal help from qualified attorneys. They will help you to go on with the case by defending you and bargaining for a lesser sentence.

Both criminal and administrative consequences of DUI

If you are arrested for DUI charges, you will not only deal with courts but also the Department of Transport. Only a reputable attorney can handle DUI cases as he or she has the knowledge and experience needed. He or she will convince the judge why you should retain your driving license.

Science behind DUI

The majority of DUI defenses are based on things like faulty breathalyzer tests or checking blood alcohol content. Unfortunately, not every attorney understands the science behind alcohol. A reputable attorney knows of expert witnesses who deal with alcohol. He or she will use the information to the advantage of your case.

Bargain down the charges

In some instancdriver with beer bottle in hand es, it becomes impossible to defend yourself from DUI charges against you. A professional attorney can plead down charges you are facing to ensure you get considered for a lesser charge. Also, you can be considered for the first-time offender program. In this way, you can avoid a criminal record.

Legal help

The above are some of the reasons to hire a DUI lawyer. In fact, if you are facing charges for driving under influence, it is the best idea to get legal help.

Passport and rubber stamps

Information About ESTA Visa

Electronic System for Travel Authorization or ESTA is an automatic system that determines the eligibility of visitors who intend to travel to the United States using the Visa Waiver Program (VWP). The kind of authorization done through ESTA does not determine a visitor’s admission to the United States. The officers at the Border and Customs Protection Center are the ones in charge of determining the admissibility of any visitor. ESTA application is only responsible for the collection of biographic info that is used to answer the Visa Waiver Program questions. The applications done at ESTA can be submitted at any time before an individual’s travel date. However, it is more advisable for travelers to submit their applications as soon as their traveling preparations start.


Application of ESTAImmigration officer sign

The United States government requires every visitor to submit the authorization request papers at least 72 hours before traveling. This is however not very necessary as most applications are approved within minutes. In case a traveler is from a country that is listed as visa-free travel restricted countries, he or she needs to apply for a Visa at U.S Consulate in their country. The process is usually very lengthy and sometimes requires an interview with an officer at the consulate.

Validity Period

Every travel authorized under ESTA is valid for two years or less. Nonetheless, a visa waiver program eligible traveler is required to obtain a new ESTA authorization in case they lose their passport, changes the gender or citizenship, or any other circumstance that may require the acquisition of a new passport. Apart from that, any traveler eligible for ESTA authorization must apply for a new authorization if one of the questions in ESTA eligibility forms changes.

Duration of Stay

Entry to the U.S using VWP is only valid for a particular combined maximum stay, and ninety days for the countries surrounding the United States. The admission period under the program is not extendable. If a visitor intends to extend their stay, then they are required to apply for a regular visa.

Third Party Sites

passport ESTA application forms can be accessed through some websites but at a certain fee. The normal access and application can be done through the official United States government page for any visitor who is eligible for the program. The effort to prevent the third party sites fee became more difficult when the United States government fee was made mandatory, making the former educative forces focus their efforts on trying to prove that ESTA was not free of charge. However, even in the other sites, the forms filled are still the same.